What Car Insurance should I choose?

Choosing the right cover for your vehicle is a crucial decision that every car owner needs to make. Coverage ranges from third party only to comprehensive. It is often better to take more cover than less as you could be financially burdened if your car is stolen or written off in an accident.

How do you get car insurance?

Securing car insurance is a straightforward process that can be done over the phone, online or face-to-face with a consultant. The provider will need the details of the driver/s and of the specific vehicle and will usually only take a few minutes.

What is Car Insurance?

Car insurance is a form of protection that a vehicle owner can utilise to cover the cost of accidental damage or theft of the vehicle.

How do I contact the short term insurance ombudsman?

The Insurance Ombudsman provides fast, informal dispute resolution services to policyholders whose claims have been rejected or partly admitted. There is an ombudsman for both short and long term insurance and they can be contacted on the respective websites.

What is third party insurance?

Third party insurance is cover for accidental damage that you cause to another party. No claims for damage or theft to the insured person’s automobile will be paid out.

How to claim from your insurer?

Once you are insured you also need to know how to claim in the event of an accident or theft. After the incident, you will need to get in contact with your provider. They will require a police report and possibly a few quotes to repair the damage. The provider will use an assessor to double check if the quote corresponds with the damage. If there are no other issues the claim will usually get paid directly to the repair shop. If the vehicle was written off or stolen the reasonable value is paid to the owner.

What is comprehensive car insurance?

Comprehensive car insurance is the highest form of cover that protects your vehicle from theft and accidental damage and any other vehicle that you may cause damage to. This is also the most expensive cover.

What does comprehensive car insurance cover?

If you have comprehensive car cover, you may claim for any accidental damage or theft to your vehicle. You may also claim for the accidental damage caused to another party’s property.

What is third party, fire and theft cover?

The first party is liable for damage that they caused to a third party’s automobile, this is the essence of third party cover. Third party fire and theft cover ensures that a vehicle is protected for damage caused as a result of fire, explosion, lightning, attempted theft, or if it is stolen.

What is the best insurance?

The question “what is the best insurance?” is a difficult one to answer. Nowadays insurance companies differ with each of their product offerings, incentives and prices. The best insurance quotes are tailored to meet your needs as well as offering great value.

What to look at when looking for a car insurance company?

If you are looking for the best car insurance in South Africa then you should be prepared to do some research and shop around. You need to make sure that you have the right amount of cover to fit your budget at least. The best vehicle insurance will offer you the cover you need at a price you can afford along with value-added benefits and incentives.

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