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Motorbike insurance

Insure your motorcycle with the best insurance company

Motorbike insurance

Insure your motorcycle with the best insurance company

Whatever motorbike you ride, sports, tourers, nakeds, classics and everything in between. No one gets how much you love your bike like us.

We also know that driving on the South African roads can be extremely risky for motorbike drivers. An accident or theft can happen at any time. For this reason, having comprehensive motorbike insurance you can trust is crucial.

What does comprehensive motorbike insurance cover?

We know you treasure your motorbike. Get comprehensive cover that will enable you to fix or replace your bike if anything goes wrong. Our comprehensive motorbike insurance covers:

  • Accident damage
  • Theft
  • Hijacking
  • Third-party damages as a result of an accident

It’s important to note that motorbike insurance only covers the person on your policy. This means that if anything happens to your motorbike while in use of someone who is not on your policy, it will not be covered.

Is there a cheaper motorbike insurance option?

Yes. There are cheaper insurance options. But, just remember, comprehensive insurance comes with absolute peace of mind. Cheaper options come with a little less cover. Bear in mind, any insurance is better than no insurance. Here are 3 alternative options:

  1. Third-party and theft insurance - this covers theft, hi-jacking and third-party damages.
  2. Third-party only insurance - this covers your liability for third-party injuries and damages.
  3. Theft only insurance - this is to make sure that you get something back if your bike is stolen.

Is there a cheaper motorbike insurance option?

If your motorbike isn’t listed below, speak to us and we’ll let you know if we can provide cover for your specific motorbike.

  • Muscle bikes
  • Naked superbikes
  • Touring motorcycles
  • Super touring motorcycles
  • Dual sportbikes
  • Classic bikes
  • Custom bikes
  • 3-wheelers

FAQs

The use that you choose is stated on your policy schedule. It’s vital that you insure your motorcycle for the correct use.

Private use covers the named rider for private and social purposes, including riding between home and work (and shopping on the weekend, visiting gran, and even stopping for takeaways).

Business use covers the named rider for private use, with additional cover for when the motorcycle forms an essential part of any work or function but excluding deliveries.

Motorcycles that are used for the following aren't covered by us:

-Emergency services (including traffic control and armed response
-Law enforcement
-Towing
-Taxi purposes or transporting of fare-paying passengers
-Deliveries

We may require you to fit an anti-theft device to your motorcycle.

If a tracking device is a condition of cover, you need to inform the relevant tracking company, immediately after a theft or hi-jacking takes place. You won’t enjoy theft and hi-jack cover if the required tracking device isn’t installed.

Any South African NATIS-registered motorcycle that’s classified as a:

- Superbike
- Naked superbike
- Muscle bike
- Touring bike
- Super touring bike
- Dual sport bike
- Motard
- Cruiser
- Custom bike
- Classic bike
- Scooter
- Hyperscooter
- 3-wheeler
- Sidecar

The following motorcycles aren’t covered by us:

- Full off-road bikes
- Quad bikes
- Trail bikes
- Pit bikes
- Buggies and side-by-sides
- Hyper superbikes

We won’t cover you for riding with an endorsed licence or without a valid licence.

You’re also not covered for riding with a foreign licence, unless you have a valid international permit or licence that was issued in your country. The licence must be in English (or be translated into English by the authorities of that country), and must have a photo of you. Any person living in South Africa permanently must get a South Africa licence within 1 year of becoming a permanent resident. If the foreign licence is a provisional or learner’s licence, you must get a valid South Africa driver’s licence.

If you only have a learner’s licence, you are not covered if you’re carrying a passenger at the time of an incident.

Contact us for a quote

We offer cheap, comprehensive motorbike insurance and other insurance options to motorbike riders in South Africa. We know that motorbikes can be expensive. So, make sure you get the cover you need to give you the peace of mind you deserve on our busy roads. Start by filling in our contact form.

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